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Senior Life Settlements on Life Insurance Policies

A Senior Life Settlement or simply Life Settlement  involves the sale of an existing life insurance policy in which the funds generated are greater than the policy's cash surrender value.  Senior Life Settlements are often attractive when your original financial planning needs have changed and the continued insurance premiums are burdensome.

If you are the owner of a significant insurance policy and rather than a death benefit, would prefer a lump sum of cash, we can help.  Your cash settlement can be used for...

ü  educating your grandchildren.
ü  an exotic trip or vacation.
ü  uninsured medical expenses or treatments.
ü  a vacation or retirement home.
ü  other unforeseen emergencies.
 

Purchasing Parameters

ü  Your actuarial life expectancy must be 3-10 without a life threatening illness.
ü  You must be at least 65 years of age.
ü  Your policy must have a minimum face value of $250,000.
ü  Your policy must be one of the following types from a U.S.-based "A" rated carrier.   

          ▪  whole life
          ▪  universal life
          ▪  variable universal life
          ▪  term
          ▪  convertible term

No Obligation Confidential Quote

You can receive a "no obligation" confidential quote regarding a lump sum settlement on your insurance policy from DataMax Note Brokers.   Simply complete our policy profile form (Adobe Acrobat Reader Required) and fax it to our underwriters.  A representative will contact you within 24 hours to begin processing your request.  A quote by mail is also available or you can complete our online quote request form.
 

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